“The speed of your success is limited only by your dedication and what you're willing to sacrifice”

Nathan W. Morris

APS Romania Local » APS Romania » Services » Advanced Collection Services

Of all companies specialized in receivable collection, APS Romania is the only entity capable of managing guaranteed corporate non-performing, SME and retail loans.

Among the instruments used in corporate debt collection we mention the following:

1. Openness to negotiate the debts, unlike the banking institutions;
2. Individual assignment of receivables, transactions to legal persons interested in the acquisition of movable or immovable properties in the account of the receivable;
3. Acquisition of immovable or movable properties in the account of the receivable and their capitalization on the open market;
4. Internal real estate agency;
5. Internal evaluation agency;
6. Team specialized in legal and insolvency proceedings with an experience of minimum five years;
7. National coverage via the three offices located in Bucharest, Iasi and Timisoara;
8. Legal and Compliance internal team;
9. Third party collaborators - lawyers, real estate consultants, marketing specialists;
10. Internal network of local investors developed in the last five years.


APS Holding SE achieved significant milestones in three key areas of its business in 2014.

APS successfully underwrote and invested in some 11 portfolios of Non-performing Loans (“NPLs”) in 2014, across 5 countries including Czech Republic, Slovakia, Bulgaria, Poland, and Romania.


IFC, a member of the World Bank Group, signed agreements with APS Holding, a distressed asset investment management and servicing company, to acquire non-performing loan (NPL) portfolios and restore access to finance for businesses and consumers.

VB Romania closed sale of half a billion Euros of NPL

A non-performing portfolio of secured loans with a volume of EUR 495 million has been sold to an international investors consortium. First transaction of its kind on the Romanian market will allow other banks to follow.

APS Holding Buys MKB's Debt Collection Company

MKB Bank, the Hungarian group that sold Nextebank to investment manager Axxess Capital this spring, has completely left Romania, following the sale of Corporate Recovery Management to APS Holding last month.